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operations officer Jeff Chau The study showed 55 per cent of Hongkongers were aware of credit scores, up from 28 per cent in a similar study conducted three years ago. Watsons and has released CreditCheck under its own. It easures credit worthiness on a scale of A to J, based on data compiled by credit reference agency Transunion. Lawrence Lo, director, consumer interactive at Transunion Hong Kong, added: Chau said banking and finance are key areas for the company and they plan to develop further products for this sector. This article appeared in the South China Morning Post print edition as: Print Email A Hong Kong developer has launched an app which allows consumers to check their credit rating for free, after being recognised by an pan-Asian financial technology competition run by Citibank last year.